Financial difficulties.

I have been really stupid this year. Since January, I had been having a little financial hiccup because I overspent my money in December 2010. Instead of clearing my debts, I brought forward my overspending habits into 2011. Especially with CNY so early this year, I overspent AGAIN, stocking up on new clothes, alot of which I regretted buying…

Dad had not been consistently giving me my allowance and so it became quite hard for me to keep trying to rebalance my account.

Recently, when I was still in debt, I bought a new phone which cost me a negative nett of RM400.

I owe that to my Mum.

And on Sunday, I am going to Penang with Sally, and there goes another chunk added to my debt.

I am happy and excited to go for the trip. But also abit apprehensive because I would be spending alot of money I don’t even have yet.

Why am I so gullible this year?

Not counting the numerous gifts for my friend’s birthday?

I am soooooooo in debt.

And so, with the existence of this blog post, I shall vow to not overspend anymore in the days to come after I come back from Penang, and try to save my money and come up to the amount I used to always have in my account.

Meanwhile, I will first enjoy my trip with Sally because we have been dreaming of going for a holiday together for the longest time and tickets have all already been booked anyway, so the only way to look is forwards and I’m going to have FUN!

PEACEEEEEEEEEEEEEEEEEEEEEEE!